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UK credit scores: should you worry about a big shake-up?
UK NewsBusiness•September 14, 2026 at 7:00 AMNational

UK credit scores: should you worry about a big shake-up?

By Zoe Wood•The Guardian - UK News

Your rating is vital when taking on debt, but you could be in for a surprise as a big player changes its rulesYour credit score is the magic number that helps lenders decide whether or not to approve a mortgage, loan or credit card application.Typically, the higher the number, the better your borrowing prospects. But a shake-up of the scoring system at TransUnion, one of the UK’s three main credit reference agencies, could mean a shock next time you log in. Continue reading...

Your rating is vital when taking on debt, but you could be in for a surprise as a big player changes its rules

Your credit score is the magic number that helps lenders decide whether or not to approve a mortgage, loan or credit card application.

Typically, the higher the number, the better your borrowing prospects. But a shake-up of the scoring system at TransUnion, one of the UK’s three main credit reference agencies, could mean a shock next time you log in.

Continue reading...